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更新时间：2024-04-07 20:13:10 发布时间：24小时内 作者：文/会员上传 下载docx
2023-07-05
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2023-03-19
广大企业和商户：
近年来，随着城市化进程加快，越来越多的人都在使用移动方式进行各种支付、转账等服务。移动支付已成为发展的一种必然趋势。移动支付通常是指利用*、支付宝和微信钱包等各类支付工具，采用二维码、nfc近场通信等手段，进行货款清算的交易方式。能够提供随时、随地、随身的金融支付服务，有效促进支付交易降低成本、提高效率和控制风险。
二、积极推进“移动支付”在公共服务事业领域的应用，为广大市民办理水费、电费、燃气费、有线电视收视费、物业管理费等相关业务时提供扫码、刷卡等多种便捷支付方式，方便消费者选择。
四、各金融机构和企业要进一步优化移动支付受理环境，积极探索在公共事业缴费、医疗卫生、文化教育方面的应用，拓展“移动支付”线上线下应用渠道。
五、大
自古以来，科学技术一直是社会发展和人类进步的主要决定性力量。正如习主席所说：一个国家是否强大，不能但就经济总量大小而定；一个民族是否强盛，也不能但凭人口规模、领土幅员多寡而定。
科技落后就要挨打，我们国家的近代史就是一个很好的例子。
新一轮的科技革命和产业变革已经悄然兴起，所以国家要想发展就必须要抓住这个机会。而我国家把创新作为引领发展的第一动力，大力实施创新驱动发展战略，这是值得赞赏和肯定的。
效果是明显的，科技创新让我们人民的生活更加便捷，让国家的实力迅速腾飞。
中国的发展发展迅速，移动支付已经全民皆用，我国成为最大的移动支付市场，引领全球支付方式进入新时代，这也给全国人民的生活带来了极大的便捷。就如我们在大学几乎全部移动支付，生活也变得很便捷。
更让我们生活便捷的是共享单车的出现，共享单车的出现更加方便了人民的生活，而这更推动了一个个行业的发展，这更是科技创新的体现，是科技创新带给人类最实际的好处。
世界是一体的，大地与山脉相依，海洋与江河相连，资源均匀地分布在各地。但人们却是个体，拥有自己的社会与权益。所有品，像一个深深烙印的标签，刻在人们的消费观念中。
但谁来与移动支付接轨呢？
共享单车作为第一个“共享”出现，能成功也得益于大时代中的环境，移动支付的浪潮未过，此时出现的它，则恰好满足了消费者的新奇与虚荣心，为人们生活带来了新鲜气息。
首先，作为“共享单车”，它为人们带来的方便是普及的其中一个原因。假使思考上海的大环境，作为国内数一数二的大都市，拥有一辆车和牌照，找寻一个车位，在漫无尽头的车流中等待终点，几乎是每一个人的烦恼，此时，用自行车出行，确实是给人们生活带来了许多方便。小黄车，随处可见，租借方便，每个小时仅需几元，这些词语成为了共享单车的标签，逐渐渗透于人们生活的每一处，让它成为新潮流中的领先浪头。
而后，我们需要思考的则是“共享”作为一个商业形式，所能带来的效益。
它的运营就像是一个苹果，当我咬了一口，传给下一个人的时候，它仍是一个完整的苹果，当全国几亿人以便宜的价格同时反复消费，可以想象倘若能一直完美运行这个频率，由起先的大放血，到最后回本，乃至盈利，而这正因为是共享，才会出现这样独特的消费模式。
“共享”这个词，将本毫不关联的人们，慢慢连接到一起，模糊了世界与世界的界限。
为何这么说？
因为当我们使用“共享”这个词的时候，我们的利害就相关联在了一起。今天我租借了共享单车，却没有遵守规则将它弄坏了，明天你使用的时候，就会借用到一辆坏了的共享单车，同样，如果我今天将它完好地归还，明天你使用的时候就能正常骑行。因为利害紧密地依靠在了一起，所以才会造成现在人们所感受到的，所看见的，都逐渐形成“共想”，缝合成一个完整的群体。
“共享”作为一个崭新的消费观念，已然成为了现今移动支付时代的一个完美载体，它的成功，更将科技时代的中心推向金字塔的顶部。
世界与“视界”都因共享而“共想。”
从新中国浴血奋斗的成立到举世瞩目的改革开放，中国又一次渐渐地走向了世界舞台中心。当全世界的目光都注视着我们，在镁光灯下，一切似乎都被放大，存在的问题更加突出，像饱受诟病的雾霾，但取得的成就也更加耀眼，如“移动支付”和“一带一路”。倘若要向外国朋友介绍中国，我会自信地说乌云难掩背后的阳光。
虽然我们取得了长足的发展，但在国际舞台上，掌握话语权的还是欧美诸国。只要中国一出现什么问题，在外媒的报道中好像就会被无限地放大。外媒怎么报道，我们干涉不了。但是我们自己也是如此，仿佛眼中只能看到挥之不去的乌云。指出问题批评不足可以，柴静《穹顶下的中国》就展现了我们在发展中带来的巨大的空气污染。但偏见和激动就不可取了，马里兰大学留学生杨舒平的演讲就有点欠公允。
或许是受东方主义的影响太深，中毒太深，提到任何问题，我们都要拿美国、德国等西方发达国家相比，真是言必称欧美。不过，这也是好事。把强者作为参考对象，是一个国家追求进取应有的精神。然而，却也没有必要把欧美诸国捧上天，好像中国就是水深火热的地狱，外国就是世外桃源的天堂。事实果真如此吗？世界的领导者美国总统特朗普前不久就很有个性地宣布退出《巴黎气候协议》，这让“五美分”人士情何以堪，这让“甜美空气者”何以自处。所以说，中国未必是地狱，外国也不尽是天堂。我们有雾霾，外国就没有空气污染吗？
古人说，瑕不掩瑜。成就不能掩盖问题，但问题也不能否定发展。我们不只是有着人人掩鼻的沙尘和雾霾，也有着追求更好生活的“移动支付”和天下一家的“一带一路”。
阿里巴巴的创始人马云豪气冲天地说，他要在五年之内消灭现金。我们不知道他的壮志是否能实现，但他带改我们的变化却是是实实在在的。不必说前不久浙江杭州公交车全面接入支付宝移动支付之事，就连菜农卖菜都可以扫码支付了。移动支付宝除了马云的支付宝，还有马化腾的微信支付以及银联的闪电付。移动支付只是中国发展的一个缩影，它代表着这个国家不再闭关锁国，不再固步自封，而是有着科幻作家刘慈欣写出不朽作品《三体》的眼光，向着远方看，向着未来看。为了更加便捷诗意地生活，我们的移动支付在努力着。
“移动支付”或许还局限于国内，但“一带一路”却有着更加宽广的胸怀。我们依旧秉承着祖先“仁政”以及“以和为贵”的.准则，与其他各国人民共同发展。恢复大唐气象是我们的梦想，但依靠武力的征伐却不是我们的手段。“新丝绸之路”重启和“亚投行”的建立，是我们的善意，也是我们为了人类美好生活的一份努力。
如果说“移动支付”是“虚”，那么“一带一路”就是“实”，一虚一实，虚实相生，这是八卦，这是太极智慧。我相信虚实相生下的中国，不只是有乌云，还有乌云背后的阳光。
In our life, I found that in addition to the phone number, account and password, there is a two-dimensional code, is quietly into our life, it makes our life more interesting.
It was a weekend afternoon when my mother finally agreed to buy me a third order Rubiks Cube. I excitedly took my mother and rushed to the toy store. At the thought of getting the heart read Rubiks Cube, the in the mind excited hate can not jump three feet high. But to the store, I found that my mother did not take money at all, no one dollar. Mother will not amuse me, must also seize the opportunity for me to carry on an xxxopportunistic educationxxx, what playthings lost, what to save money, what to do meaningful things. Its always that. Hum, no matter, this time I must get the Rubiks Cube. I angrily picked the most beautiful and expensive Rubiks Cube from the shelves, held it tightly in my hands, went straight to the cashier, and readily shouted for the bill. Then he pouted and looked at his mother. I saw my mother seems to understand and do not understand my language, began to bow to grope for the phone. Mom, whats that supposed to mean? Is it cheating?
Unexpectedly playing mobile phone, I angry urgent, not by points, straight roar way: xxxdont buy dont buy, why cheat me.xxx Mother saw first after a stunned, then still consider me to go to the cashier, handed the phone to the cashier. Oh, my God, no. Mom didnt burn her head out, did she? Shes trading her iPhone for a Rubiks Cube? Now it was my turn to freeze! But the aunt did not take over the phone, which made me relieved, but she immediately took out a scanner, in front of the mothers phone screen xxxdripxxx a sound, voice prompt payment success! Oh, thats incredible! Mobile phones can be used as money! Its wonderful! I turned from sadness to joy. However, a question has come, why can mobile phones be used as money? ! Mom seemed to see that I dont understand, she waved the phones, smiled at me, eyes full of satisfied xxxthis is the qr code WeChat payment function, as long as my bank card binding to it, to buy things when payment qr code as long as you scan the businessman, I can cary directly from the bank transfer the money to the other side, as with a zero wallet, mobile with qr code, I can go shopping without any cash with me!xxx So thats it! I was surprised and sighed! High-tech!
After that, I became very interested in the QR code, and I found that if you havent scanned the QR code, youre out. Because even the old granny selling sugar cane juice on the street posted a QR code in front of the tricycle! QR codes have been posted all over stores and malls, everywhere. I can not help but sigh that the era we live in is really an era of wisdom, an era of progress, a best era!
Mobile payment is a new trendency to pay. It provides us with more convience. By mobile payment, we can save a lot of time when purchasing on the internet platform, such as taobao or tianmao and so on. With mobile payment development, there will be less and less important to the real one in contrast to visual money.
At the same time, it will take more risks protecting your private posessions. For example, you might be monitored while paying for what you have bought so that your account could be stolen. That is not very commen ,however, so do not be scared as long as you log in the authored website.
Of course ,the mobile payment is under construction now . It would be more popular in the years to come.
付钱？谁不会？拿出**，找零钱就ok了。不!不！现在可不流行付现金啦！一种新型的支付方式正改变着这个世界呢！我也亲身经历了一回。
我经常和妈妈到小区门口的小店里吃早餐。有一次，我们又到小店来吃饭了，只见妈妈只穿了一件没口袋的连衣裙，带个手机就出门了。咦？妈妈怎么不带上手包就出门了？我问妈妈说：“妈妈，你带吃早点的钱了吗？”妈妈神秘地一笑，也不回答就继续往前走。我想：妈妈明明没有带钱，为什么还要往前走呢？唉，这个粗心的妈妈，幸好本小姐手里有**。一边想着，一边确认地摸摸自己的口袋。我们到了经常去的小早餐店，店不大，但窗明几净，服务员都面带微笑，里面挤满了人，早点品种很丰富，有香气扑鼻的油条，有可口的清粥，还有热乎乎的包子，真是应有尽有，只要你想得到，它都有提供。
我们吃完了，我想：哈哈，看你的记*，出门都忘记带钱了，幸亏我带了，不然我们都尴尬了。我故意用大一点的声音骄傲地说：“妈妈，我来买单吧!”妈妈把我按在座位上，只见她拿着手机打开支付宝的扫一扫，对准座位上的一个方形的图标，轻轻一扫，只听嘀的一声，手机上出现了收款页面，妈妈输入了22元钱，按了一下密码，钱就付好了。我看得目瞪口呆，妈妈笑着说：“傻孩子，这是新的支付方式！”
我本来以为，只有这家店很时髦，能用手机支付。结果吃完早饭我们
Mobile payment is gradually entering our life, making our life more fast and convenient.
In the past, we had to take a lot of cash and bank cards with us when we went traveling. But now, as long as your mobile phone is bound with a bank card and has enough money in the card, you can use your mobile phone to pay for everything from buying a house to buying scallions.
The operation steps are very simple, as long as the merchant shows the QR code, you can open the xxxscanxxx function of the payment software, scan the QR code to input the amount, and then click confirm to input the payment password, and the payment is completed.
Mobile payment has both advantages and disadvantages. Benefit is quick and convenient to our life, solve the problem of time and space for payment, reduce the occurrence of money loss, but also reduce the circulation of counterfeit money, so that criminals reduce the use of cash can drill loopholes. The disadvantage is that money becomes worthless in peoples eyes and the use of money is out of control. Transaction security issues have not been properly solved, the confidentiality of information, integrity, authenticity, identity verification, the security of mobile phones and mobile payment in each link of the legal protection is not sound. But on the whole, the advantages of mobile payment outweigh the disadvantages, and the incomplete problems will always be solved.
Technology changes our life. Now we look back at the past grandparents grandparents they do not have enough to eat and warm clothes, with the founding of the new China, with the pace of reform and opening up our peoples living standards have undergone great changes. So the past 40 years of Chinas reform and opening up have also seen earth-shaking changes in the living standards of the Chinese people.
In the past, when I went shopping with my mother, she always carried her wallet with her. But recently, I found that my mother less and less wallet, is to take a mobile phone to go out. All she has to do is turn on her mobile phone, tap the QR code on the scan cashier desk, and she can easily complete the payment.
xxxMom, what is this QR code for? Why dont you pay cash?xxx xxxI asked my mother curiously.
Mom replied with a smile: xxxThis is also a way of payment, called mobile payment. As you can see, there is a QR code on the cash register in both big and small stores these days. This is a QR code generated by the merchants account. When shopping, we only need to use the QR code of our mobile phone scan, input the amount and password, and then complete the transaction! Now I can buy things anywhere and anytime as long as I take my mobile phone with me when I go out, even if I dont have cash or bank card! Whats more, it saves you the trouble of finding change. Say, isnt it convenient?xxx
xxxNo wonder there arent as many people queuing to pay as there used to be. Turns out that makes the bill go faster. Saves time for everyone!xxx Then I saw the light.
xxxMobile payments can also help both buyers and merchants avoid receiving fake money and make transactions more secure.xxx My mother said and asked me, xxxDo you know what benefits mobile payment has?xxx
I thought about it and said, xxxNotes and coins have been touched by many people and carry a lot of bacteria. When we use mobile phone payment, we do not have to touch the money, can reduce the spread of bacteria. So mobile payments make our shopping process more hygienic.xxx
Through the conversation with my mother today, I learned that mobile payment is convenient and fast, and has become a good helper in everyones life. Science and technology change life, I believe there will be more advanced inventions in the future, let life become more and more beautiful!
如今，世界越来越发达，科技便利了人们的日常生活，也使我们的生活变得更加美好。
从前，人们一直过着“日出而作，日落而息”的生活，看似很有规律，但一些白天做不完的事情，到了晚上也只好作罢。虽然后来有人发明了油灯，可这油灯毕竟不是家家户户都能用得起的。所以，许多人一到夜晚还是像从前那样陷入了无边无际的黑暗之中。直到一八八七年十月二十一日，一个叫爱迪生的人发明了灯泡，人们这才真正的挣脱了黑暗的束缚。灯可不只有这一点用处：高楼大厦的霓虹灯使城市看起来更加辉煌，各种各样的彩灯增加了盛大节日的气氛，十字路口的交通灯让道路交通更加井然有序……
随着科技的发展，支付的方式也发生了天翻地覆的变化。从最开始的“以物易物”演变到近代的“现金支付”，最后再演变到现在最常见的支付方式一一“移动支付”。移动支付给人们带来了很多便利：支付方式快捷，不会出现xxx，环保、卫生。从“以物易物”到“移动支付”，也使人们感受到了科技的力量。
总之，我们的生活使离不开科技的，我们要好好学习，为祖国的科技发展做贡献，让人们的生活变的更加美好！
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